If you’re ready to turn your dreams of homeownership into reality, you’ve probably heard the terms “pre-qualification” and “pre-approval.” While you may be tempted to think of these as interchangeable in the home mortgage process, they are quite different. So, it’s important to understand how they differ before you get ahead of yourself in the […]
Budgeting for Home Ownership Costs
Although home ownership comes with some amazing benefits, there are a number of new responsibilities to be aware of and didn’t have to worry about as a renter. Unlike that rental property you were living in for years, there’s exterior and interior maintenance to be concerned with as well as homeowner’s insurance, property taxes, and […]
Debunking the Myths About Refinancing
If you’re looking at acquiring a home refinancing loan in central California’s San Joaquin Valley, you’ll probably be shocked to learn that there’s a lot of misinformation out there. Consequently, it’s important to know what you can expect when you’re refinancing your home. Get the Correct Facts on Refinance Furthermore, when it comes to home […]
4 Things Every First Time Homebuyer Needs To Do
Buying a home for the first time is not only a huge decision, it’s most likely one of the largest investments you’ll make in your lifetime. Although you may be anxious to have a place you can call your own, and it really is a good time to buy, be sure you take a long, […]
How do Mortgage Bankers Differ from Mortgage Brokers?
When you’re buying your first home, it’s important to find out how much you’ll be able to borrow from a lender. In the process of doing your research, you’ve come across two different and confusing terms, namely “mortgage bankers” and “mortgage brokers.” So how do they differ and more importantly, how can they help you […]
