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Rear exterior view of a modern two-story home with a patio and lawn, ideal for first-time buyers.

July 29, 2026

How the Average First Time Homebuyer Age Impacts Home Purchasing

Granite West Funding

The median age for first time homebuyers has been climbing steadily for decades. In 1990, the average age of the

First-Time Homebuyers & Mortgages 401k home down payment, average homebuyer age, buying a home at 40, California mortgage options, California real estate, ECOA home buying, first time homebuyer age, Granite West Funding, loan terms 15 vs 30 year, retirement home savings

Exterior view of a modern two-story white and gray modern farmhouse with a wide garage and front porch.

June 27, 2026

Should You Buy a Starter Home?

Granite West Funding

If you are planning to buy your first home, you may be wondering if you should spend the minimum on

Homebuying & First-Time Buyers building home equity, buying a home in California, California real estate, first time homebuyer, Granite West Funding, home buying advice, home loan Oakhurst, real estate budgeting, starter home, starter home vs forever home

Two-story white fixer-upper house with a red tile roof and large green lawn under a blue sky.

June 15, 2026

Are You Ready for a Fixer-Upper?

Granite West Funding

You’ve found a property that looks like it’s a good deal in a tough housing market. It is in need

Home Renovation Loans, Uncategorized buying a fixer-upper, California real estate, DIY home renovation, fixer-upper budget, fixer-upper tips, Granite West Funding, home rehab financing, home renovation loans california, home repair loans, oakhurst ca mortgage

Beautiful single-story custom home in Oakhurst, California, featuring a manicured green lawn, vibrant front yard landscaping, and a beige two-car garage with a lush green vine trellis.

June 9, 2026

6 Reasons to Build a Home

Granite West Funding

If you are thinking about building your own home in Oakhurst, it’s a great opportunity. Building a home is more

Home Buying Tips building a home, California construction loans, construction financing, custom home benefits, custom home layout, energy efficient homes, Granite West Funding, home building advantages, oakhurst ca real estate, prefabricated building

A large, modern luxury home with stone siding and a manicured lawn, representing a property eligible for a jumbo loan in California.

March 30, 2026

Jumbo Loans vs. Conforming Loans

Granite West Funding

Two types of home loans you may consider when you are shopping for a home are conforming conventional loans, and

Mortgage California real estate finance, conforming loan limits, conventional mortgages, Fannie Mae vs Freddie Mac, Granite West Funding, high-balance loans, Jumbo loan requirements, jumbo loans California, mortgage comparison, Oakhurst mortgage lender

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Granite West Funding, LLC
40879 CA-41
Oakhurst, CA 93644
(559) 540-2275
andrew@granitewestfunding.com
eric@granitewestfunding.com
jesse@granitewestfunding.com
NMLS 200726
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Granite West Funding, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

2 years ago

We used Granite West to purchase and after a couple of years, refinance our house. Through both experiences, Andrew and his team are amazing! They made the process very smooth and swift. They patiently explained things when we had questions and were able to push all of the necessary paperwork through with an impressive fast pace. If and / or when I decide to buy or refinance again, I will only work with Granite West.

2 years ago

Andrew Pence and the Granite West Funding team was phenomenal at walking us through our first home purchase. A few years later, they helped us refinance our home and secured us the best rate possible. What an amazing Team! I would absolutely recommend them.

2 years ago

We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!!

2 years ago

Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!

3 years ago

My husband and I just bought our first investment property and it is fabulous!! It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!

4 years ago

We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one. Thank you Granite West Funding for making each of our transactions go quickly and smoothly!

5 years ago

Andrew and the team at Granite West Funding were phenomenal with our home loan! They were very precise and professional but also very friendly and welcoming. They were available to answer our questions and very knowledgeable. It was a pleasure working with them. I would highly recommend going with Granite West funding. If we ever re-fi or buy another house they will be the people I go with. Thank you guys for the great service it was much appreciated and we love our new home!

7 years ago

We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!

2 years ago

We used Granite West to purchase and after a couple of years, refinance our house. Through both experiences, Andrew and his team are amazing! They made the process very smooth and swift. They patiently explained things when we had questions and were able to push all of the necessary paperwork through with an impressive fast pace. If and / or when I decide to buy or refinance again, I will only work with Granite West.

2 years ago

Andrew Pence and the Granite West Funding team was phenomenal at walking us through our first home purchase. A few years later, they helped us refinance our home and secured us the best rate possible. What an amazing Team! I would absolutely recommend them.

2 years ago

We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!!

2 years ago

Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!

3 years ago

My husband and I just bought our first investment property and it is fabulous!! It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!

4 years ago

We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one. Thank you Granite West Funding for making each of our transactions go quickly and smoothly!

5 years ago

Andrew and the team at Granite West Funding were phenomenal with our home loan! They were very precise and professional but also very friendly and welcoming. They were available to answer our questions and very knowledgeable. It was a pleasure working with them. I would highly recommend going with Granite West funding. If we ever re-fi or buy another house they will be the people I go with. Thank you guys for the great service it was much appreciated and we love our new home!

7 years ago

We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!