If you’ve never bought a home before, or owned a home in a state other than California, the practices and procedures here are probably different from what you experienced in the past. On the brighter side of things, California is a state with homebuyer-friendly laws as well as some other unique real estate buying practices. […]
How To Identify Foreclosure Rescue Scams?
It’s no secret that 2020 was like Murphy’s Law – anything that could possibly go wrong, did. With the Coronavirus pandemic flipping the US economy on its head, millions of homeowners endured unprecedented financial struggles, especially when it came to paying their mortgages. With the passage of the CARES Act, there was a 60-day hold […]
Home Buying Competition Revving Up in Central California
With home loan interest rates reaching all-time record lows in 2020, we saw demand dramatically increase beyond expectations. As a result, the Fresno area became one of the hottest housing markets in the western US. Furthermore, with housing inventories at historic lows, we had the perfect recipe for a tidal wave of home buying competition. […]
Mortgage Pre-Qualification Vs. Mortgage Pre-Approval
If you’re ready to turn your dreams of homeownership into reality, you’ve probably heard the terms “pre-qualification” and “pre-approval.” While you may be tempted to think of these as interchangeable in the home mortgage process, they are quite different. So, it’s important to understand how they differ before you get ahead of yourself in the […]
Budgeting for Home Ownership Costs
Although home ownership comes with some amazing benefits, there are a number of new responsibilities to be aware of and didn’t have to worry about as a renter. Unlike that rental property you were living in for years, there’s exterior and interior maintenance to be concerned with as well as homeowner’s insurance, property taxes, and […]
