Call Us At: 559-540-2275 Apply Now
Call Us At: 559-540-2275

Bank Statement Loans
in Oakhurst

FREE Mortgage Rate Quote

You probably know that when you apply for a mortgage, you usually are asked to present your W-2.

But what if you do not have a W-2? Borrowers with non-traditional employment situations can find themselves up against roadblocks during the traditional mortgage application process.

But when you apply for a loan through Granite West Funding, we make it easy. If you do not have a W-2, we do not require you to present us with one. Instead, you can apply for a bank statement loan, also called a “stated income loan” in California.

With a bank statement loan, you document your income simply by providing us with bank statements rather than tax forms.

Who Should Apply for a Bank Statement Loan in California?

However you describe yourself, a bank statement loan is an appropriate choice if you do not have the traditional mortgage documentation. That means that the following individuals should consider applying for a bank statement loan:

Self-employed

Entrepreneurs

Business owners

Freelancers

Investors

The list above is not an exhaustive one. If you are not sure whether or not a bank statement loan is the right fit for you, we can help you figure that out.

Benefits of California Bank Statement Loans

You can look forward to the following advantages when you apply for a bank statement loan through Granite West Funding:

All you need to prove your income are your bank statements. You do not need to provide a W-2, tax returns, or pay stubs.

We have experience working with self-employed borrowers, investors, and others with non-traditional employment situations. We know that your income can be just as reliable as that of an employee, and we will qualify you accordingly.

The bank statement loan application process is faster and simpler than the traditional full documentation loan process. This can be helpful if you need to close quickly.

Apply for a Bank Statement Loan in CA Now

If you are ready to skip the documentation hassles of the traditional loan application process, apply for a bank statement loan through Granite West Funding today. To begin the process, please call 559-540-2275 to schedule your free bank statement loan consultation.

Get Pre-Approved Today!