Mortgage Broker Oakhurst CA | Home Loans | Granite West Funding
If you are looking for a competitive loan for home purchase, refinance or construction in Oakhurst or anywhere in the state of California, Granite West Funding can connect you with a loan suitable for your needs.
About Granite West Funding
Welcome to Granite West Funding. As a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.
Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy.
We take particular pride in offering a range of non-QM mortgage products. We have a solution for every financial situation, and can help you out no matter your credit score or employment scenario.
Meet Our Team
Andrew Pence
I am a self-motivated, entrepreneur, home loan officer dedicated to my vision of success through impeccable customer service, relentless perseverance and commitment to honesty. I pride myself in creating an atmosphere of exceptional employee moral through leadership, teamwork and the capability, as well as the aspiration, to never stop learning.
This Is Who I Help:
As a National and State licensed, top producing home loan officer I help anyone and everyone looking for any type of residential home loan. I specialize in First Time Home Buyers and all other Purchase Money transactions. If you are looking to buy or refinance a new primary residence, 2nd home, vacation home, or investment property I can show you the best home loan to fit your needs and budget.
Eric Wood
Born native to the Yosemite area and raised with old-fashioned values. Always lived in a small community and treat people as neighbors. I put my Family and Team first as they have given me the freedom to pursue a healthy meaningful life. Eyes, Heart and Mind always open, I’ve learned the best life lived is helping others. My Health Care and Hospitality backgrounds have left me with a servants heart. “Trust yourself and never be afraid to fail, falling and getting up, gives you the strength grow in this world.” Cheers!
Jesse Pence
I was born and raised in the Sierra Nevada foothills. I went to the heartland for college, graduating from Indiana University in 2002. After college, I learned my father was diagnosed with ALS ana I stayed and cared for my father until his passing. I fell in love with a local girl, Lindsey Whetten, and we have two kids: Harrison, a smart and funny 7-year-old prankster, and Amelia who is 5 and the twinkle of my eye.
After family, golfing is my passion, and I follow in my father’s footsteps of golfing Friday afternoons with my partners. He taught me that life and business is all about fostering relationships. Community involvement is important to me and I’m a member of Oakhurst Sierra Rotary and have coached Harrison’s little league teams for the past 3 years.
Part of the best thing about being a partner in Granite West Funding is that I get to work with people I admire and trust. We strive to give excellent service while making the loan process as smooth as possible for our clients. I’m proud to be part of this team.
Why Choose Granite West Funding?
What sets us apart from other mortgage companies in California?
We offer a wide selection of traditional lending products as well as non-QM niche products. We can help you buy a manufactured home, apply for a mortgage without tax returns, or qualify for a loan without a perfect credit score.
Buying a home is a complex process. One of the most complicated parts of this process is acquiring a home loan. We will make sure you understand every part of the loan process, from the initial pre-qualification, to the selection of the best mortgage for your personal situation, to making sure you get the best interest rate available, to making sure you close your escrow on time. We can also answer questions related to real estate or real estate financing.
If you are on a rushed schedule, we can close rapidly so that the lending process is completed on time. During your consultation, we can talk about your schedule and inform you of the expected timeline for completion of the process.
When you work with us, you are trusting us with one of the most important financial events of your life. We want you to be informed and comfortable through the entire process, and always to know the status of your loan. To that end, we are transparent and communicative at all times.
We are thinking about the future, just as you are, and hope that you will become a lifetime customer. We will always be here to answer questions and support you with your home financing needs.
See What Our Clients Are Saying About Us!
Melissa De G.
21:27 17 Oct 24
We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!!
Krissi O
13:52 08 Jul 24
Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!
Tammi C.
17:22 14 Feb 23
My husband and I just bought our first investment property and it is fabulous!!It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!
Sherry A.
01:02 10 Feb 23
We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one.Thank you Granite West Funding for making each of our transactions go quickly and smoothly!
Melissa M.
15:23 18 Nov 19
We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!
5/23/2019
Andrew and Jackie take the time to understand our goals and limitations. Then they work very quickly to offer us the best solutions available for our needs. They are very responsive to questions and are very prompt with paperwork. They have never ... Read more
- JRichard
11/2/2017
Recently my Dad needed a 2nd Mortgage on his home in order to move into a retirement community and he only had two weeks to get the necessary funds. Andrew met the time line and my Dad had a check in his hand in record time. He made the process ... Read more
- djkrule41
View more testimonials ›
Apply for a Home Loan in Oakhurst Today
You are just a phone call away from taking the next big step toward homeownership in Oakhurst or elsewhere in California. To schedule your free consultation, please give us a call today at 559-540-2275. We look forward to being your mortgage company in California.
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Granite West Funding, LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
Melissa De Graaff
21:27 17 Oct 24
We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!! Krissi O
13:52 08 Jul 24
Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!! Tammi Chumney
17:22 14 Feb 23
My husband and I just bought our first investment property and it is fabulous!!It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!! Sherry Andersen
01:02 10 Feb 23
We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one.Thank you Granite West Funding for making each of our transactions go quickly and smoothly! Melissa McGregor
15:23 18 Nov 19
We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding! ×