Loan Options
in Oakhurst, CA

FREE Mortgage Rate Quote

Imagine having Yosemite National Park and the Sierra National Forest as your backyard. That is life in Oakhurst, California.

As you shop for the perfect home at the gateway to some of America’s most breathtaking scenery, you will also need to shop for the most suitable mortgage.

To make sure that every homebuyer is able to find an ideal loan, we offer a wide variety of competitive financing products in Oakhurst and throughout the state of California.

We Offer These Types of Home Loans in California

VA

For veterans, active duty service members and eligible surviving spouses, VA mortgages provide an opportunity to purchase a home in California with zero down payment and no private mortgage insurance. These benefits made possible by the Department of Veterans Affairs, which insures these mortgages.

Learn More

FHA

For first-time homebuyers and repeat homebuyers in search of flexible financing with easy qualification and a low down payment, an FHA mortgage backed by the Federal Housing Administration removes roadblocks to homeownership.

Learn More

Conventional

We connect borrowers with conventional mortgages within the Fannie Mae and Freddie Mac limits which feature competitive fixed and adjustable mortgage rates. We offer the CA maximum High Balance loan limit of $726,525 in all counties!

Learn More

Jumbo

Jumbo mortgages make it possible to borrow money above the Fannie Mae and Freddie Mac caps to buy a home in Oakhurst or elsewhere in California.

Learn More

2nd Mortgages
and HELOC’s

You can tap into the equity you have built up in your home by taking out a second mortgage.

Learn More

Construction

If you want to build your own home, a construction mortgage makes it possible. We offer One Time Close, FHA, VA, USDA, Conventional, Owner Builder, and SPEC construction loans for owner occupied, 2nd home/vacation, and investment properties.

Learn More

Bank Statement
Loans

You can apply for a mortgage without a W-2 form using our stated income loan process. This option is ideal for those who are self-employed or own their own business.

Learn More

Rehab/Renovation
Loans

Bundle the cost of purchase or refinance together with the cost to renovate a home.

Learn More

Non QM Options

We specialize in providing a range of creative solutions and niche products. Whatever your mortgage needs, there is a good chance that we can connect you with a financing product which will allow you to achieve your goals for home purchase, refinance or construction.

Learn More

See What Our Clients Are Saying About Us!

doug W.
doug W.
20:04 02 Jun 22
Granite West Funding, LLC did a great job all the way through the funding process, I would recommend them.
Dylan D.
Dylan D.
16:50 01 Jun 22
Fantastic team with speedy, friendly assistance whenever I needed it. I have zero complaints and would highly recommend them. Thanks again Granite West!
Christian M.
Christian M.
21:08 31 May 22
Thank you, Team Granite West! You have made the whole process, from applying for the mortgage to signing, very easy and worry-free.
Diane H.
Diane H.
20:12 31 May 22
Thank you Andrew and everyone at Granite West. You make the loan process work! You kept me informed each step along the way and congratulated me at the finish line. I appreciate everything.
Margot B.
Margot B.
14:23 29 May 22
The Granite West Funding team worked at lightening speed to get our loan approval and funded. We couldn't be more please with their level of professionalism and service. We would highly recommend them to family and friends.
Carol M.
Carol M.
18:58 27 May 22
Rajiv S.
Rajiv S.
20:08 25 May 22
True professionals, quick response and very transparent.
Buck B.
Buck B.
17:18 23 May 22
Working with Andrew and his team was a great experience. He was always readily available to answer questions. Awesome job from all his staff
Rebecca W.
Rebecca W.
21:22 04 Apr 22
Eric Wood with Granite West is amazing! As a lender myself, I had the pleasure of working with him on a deal for a friend of his.Eric stayed in contact to help constantly & went above and beyond to be sure everything went well. He is knowledgeable and an all around nice good guy :-) Thanks for everything!!!
joshua S.
joshua S.
13:27 25 Jan 22
They have always been a big help and able to answer all my questions. Very friendly and professional.
James M.
James M.
18:46 24 Jan 22
Professional, knowledgable staff made a normally grueling experience of buying a house quick and easy.
Lyle B.
Lyle B.
06:06 08 Dec 21
The team at Granite West isn't joking when they say they put the "FUN" in Funding! Their fast action and personal white glove service has been a major contributing factor in my quickly closing on an amazing property well below market value in very competitive and stressful economic conditions to say the least. I'm very impressed by the entire team at GW and I'll be speaking with with again when it's time for my next purchase, HELOC or Re-fi. I owe them big time and I am so thankful for new home.You can trust your major purchase and investment funding to Eric, Andrew and the team at GW. I am so glad I did!
Cindy K.
Cindy K.
22:30 26 Sep 21
I really enjoyed working with Andrew, Anne, Jackie, and Hunter. Everyone was friendly and easy to talk to. They were professional and yet not judgemental. I appreciate that and look forward to working with them again.
Kyle C.
Kyle C.
23:45 21 Sep 21
By far the BEST mortgage / loan experience I've ever had. They're incredibly responsive and tech-friendly, so getting documents signed and collected was easy. Got an unbelievably good rate. I highly recommend Granite West Funding if you're looking for a home loan. Very smooth process with no issues.
Charles A.
Charles A.
15:58 23 Jul 21
Thank you Andrew Pence and the entire team at Granite West Funding!Refinancing our house was fast and easy and any and all questions we had were answered quickly and clearly.We Highly recommend Granite West Funding, they are very friendly and very professional!
Rachel C.
Rachel C.
16:23 12 Jul 21
A pleasure working with Andrew and his staff.
WashedOut 8.
WashedOut 8.
00:45 12 Jul 21
Sabrina M.
Sabrina M.
20:01 07 Jul 21
Without this team my home buying experience would have been a nightmare. I worked with Hunter on a daily basis and he guided me through step by step. He was responsive and went far and beyond his duties. I also worked with Andrew and Lizette who were very professional and also very personal. I came to feel like this team was more of a family rather than just a business. Highly recommend them!
Linda S.
Linda S.
19:52 07 Jul 21
It was a pleasurable experience working with Andrew and his staff. Every question i had was answered immediately, professionally and fully. If i ever had the reason to buy another home/mortgage, i would definitly go with his group.
Dawn C.
Dawn C.
17:20 12 Jun 21
This the 2nd time working with Andrew. The first time was a refi. This time, Andrew was great at helping me see my dream of a 2nd home could be a reality. He was professional, informative and had great ideas.
Steve R.
Steve R.
03:10 08 Jun 21
William R.
William R.
23:17 07 Jun 21
Andrew and the whole team were excellent. Highly recommend
Dale P.
Dale P.
23:42 02 Jun 21
Painless service experience! Very professional quality company.
Jonathan P.
Jonathan P.
20:43 02 Jun 21
Phenomenal service. Very pleased with Andrew and his team.
Paul F.
Paul F.
22:53 25 May 21
Kara L.
Kara L.
20:59 24 May 21
I love Granite West!! Everyone there is so friendly and professional, I just adore the staff. The process took me 9 months (because of the market in my area) and the whole team basically held my hand the entire way! They are extremely punctual and will communicate with you about every detail. I will always recommend them over and over again. Thank you Drew, Ann and everyone else there at Granite West!
brad M.
brad M.
21:23 14 May 21
The complicated process of mortgage financing, made easy and rapid with Granite West Funding. Would recommend to anyone.
Tyler M.
Tyler M.
21:08 14 May 21
Andrew and his team were nothing but helpful and made my home buying process smooth as could be.
Jose L.
Jose L.
16:53 18 Mar 21
MICK C.
MICK C.
20:11 17 Mar 21
We shopped several lending institutions and thought we had the best deal we could get until talking with Andrew at Granite West. We said, " Give it your best shot." He came back with a deal that blew everybody else out of the water. The process went smoothly and, in my opinion, quickly. I'm glad we contacted Andrew before committing to another lender. I would recommend Granite west to anybody.
js_loader

5/23/2019

Andrew and Jackie take the time to understand our goals and limitations. Then they work very quickly to offer us the best solutions available for our needs. They are very responsive to questions and are very prompt with paperwork. They have never ... Read more

- JRichard

11/2/2017

Recently my Dad needed a 2nd Mortgage on his home in order to move into a retirement community and he only had two weeks to get the necessary funds. Andrew met the time line and my Dad had a check in his hand in record time. He made the process ... Read more

- djkrule41


View more testimonials ›

Let Us Connect You With the Ideal Mortgage in CA

You are closer than you think to finding the most suitable mortgage in Oakhurst or elsewhere in California. To schedule your free consultation today, please call 559-540-2275. We can’t wait to help you move into your dream home in our gorgeous state.

Get Pre-Qualified Today!