Call Us At: 559-540-2275 Apply Now
Call Us At: 559-540-2275

Loan Options
in Oakhurst, CA

FREE Mortgage Rate Quote

Imagine having Yosemite National Park and the Sierra National Forest as your backyard. That is life in Oakhurst, California.

As you shop for the perfect home at the gateway to some of America’s most breathtaking scenery, you will also need to shop for the most suitable mortgage.

To make sure that every homebuyer is able to find an ideal loan, we offer a wide variety of competitive financing products in Oakhurst and throughout the state of California.

We Offer These Types of Home Loans in California

VA

For veterans, active duty service members and eligible surviving spouses, VA mortgages provide an opportunity to purchase a home in California with zero down payment and no private mortgage insurance. These benefits made possible by the Department of Veterans Affairs, which insures these mortgages.

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FHA

For first-time homebuyers and repeat homebuyers in search of flexible financing with easy qualification and a low down payment, an FHA mortgage backed by the Federal Housing Administration removes roadblocks to homeownership.

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Conventional

We connect borrowers with conventional mortgages within the Fannie Mae and Freddie Mac limits which feature competitive fixed and adjustable mortgage rates. We offer the CA maximum High Balance loan limit of $726,525 in all counties!

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Jumbo

Jumbo mortgages make it possible to borrow money above the Fannie Mae and Freddie Mac caps to buy a home in Oakhurst or elsewhere in California.

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2nd Mortgages
and HELOC’s

You can tap into the equity you have built up in your home by taking out a second mortgage.

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Construction

If you want to build your own home, a construction mortgage makes it possible. We offer One Time Close, FHA, VA, USDA, Conventional, Owner Builder, and SPEC construction loans for owner occupied, 2nd home/vacation, and investment properties.

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Bank Statement
Loans

You can apply for a mortgage without a W-2 form using our stated income loan process. This option is ideal for those who are self-employed or own their own business.

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Rehab/Renovation
Loans

Bundle the cost of purchase or refinance together with the cost to renovate a home.

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Non QM Options

We specialize in providing a range of creative solutions and niche products. Whatever your mortgage needs, there is a good chance that we can connect you with a financing product which will allow you to achieve your goals for home purchase, refinance or construction.

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What Our Clients Are Saying

Alicia Hare
Alicia Hare
18:37 30 Sep 20
It was quick and easy they stayed on top of it so we were able to get funding needed immediatelyStaff was very friendly and helpful
John B
John B
18:22 07 Sep 20
Andrew and the staff did a good job in getting the loan interest I wanted and in expediting the process with help all the way through the process. This is the second time I used them to purchase a home and I wouldn't hesitate to use them again.
CHRISTINE SMITH
CHRISTINE SMITH
17:43 01 Sep 20
We had a great experience with Granite West Funding when we completed our home loan this month. They were fast, efficient and extremely professional, even closing a full week earlier than planned. We are very thankful that Andrew and his team worked to get us the best rate possible and we are very pleased with the result! We would highly recommend them to anyone interested in a new home loan or a refinance.
Micheal Despain
Micheal Despain
01:05 01 Sep 20
Andrew and his team were awesome. Our mortgage process was very unique and complex but Andrew and his team worked very hard to make everything work out to our benefit. I highly recommend them.
Frank Bigelow
Frank Bigelow
18:07 19 Aug 20
Andrew and team were amazing! They are quick to respond and explain everything in a way that make sense. Give them a call before committing somewhere else.
roman zenz
roman zenz
23:33 17 Aug 20
Jackie, Jesse and Andrew at Granite West Funding helped us making the dream of buying a home come true. It was our first time buying and the team at Granite West Funding made everything really transparent and understandable. I highly recommend them!
Bonnie Olsten
Bonnie Olsten
18:00 10 Aug 20
They are the reason. I live in my new house. The best. They treat you like family. They have helped many clients and even my daughter. I would highly recommend them. Thanks Pence team!!
Jessica Upton
Jessica Upton
04:59 28 May 20
Our Lender Andrew was amazing and he without a doubt was the reason our escrow closed successfully. We originally had another lender and days before escrow was to close our loan fell through. You can imagine how scary that was. Thank goodness the sellers agent had Andrew as contact, he was able to come in days before our original escrow was to close and only add on an additional couple of weeks and make our loan happen. He was professional, friendly, extremely knowledgeable, and handled every timeline that had to be met with ease. We would recommend him without a doubt.
Celia Allman
Celia Allman
23:39 13 May 20
I had a very good experience with the group at Granite West. Andrew Pence went above and beyond to help us navigate some difficult hurdles on the road to refinance. We got a good deal at a great interest rate. Saving money already! and are able to do some much needed maintenance and upgrades. I am a happy camper. Thank you very much!!
Celia Allman
Celia Allman
23:39 13 May 20
I had a very good experience with the group at Granite West. Andrew Pence went above and beyond to help us navigate some difficult hurdles on the road to refinance. We got a good deal at a great interest rate. Saving money already! and are able to do some much needed maintenance and upgrades. I am a happy camper. Thank you very much!!
Melissa McGregor
Melissa McGregor
15:23 18 Nov 19
We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!
Next Reviews Write a review

5/23/2019

Andrew and Jackie take the time to understand our goals and limitations. Then they work very quickly to offer us the best solutions available for our needs. They are very responsive to questions and are very prompt with paperwork. They have never ... Read more

- JRichard

11/2/2017

Recently my Dad needed a 2nd Mortgage on his home in order to move into a retirement community and he only had two weeks to get the necessary funds. Andrew met the time line and my Dad had a check in his hand in record time. He made the process ... Read more

- djkrule41


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Let Us Connect You With the Ideal Mortgage in CA

You are closer than you think to finding the most suitable mortgage in Oakhurst or elsewhere in California. To schedule your free consultation today, please call 559-540-2275. We can’t wait to help you move into your dream home in our gorgeous state.

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