Call Us At: 559-540-2275 Apply Now
Call Us At: 559-540-2275

Loan Options
in Oakhurst, CA

FREE Mortgage Rate Quote

Imagine having Yosemite National Park and the Sierra National Forest as your backyard. That is life in Oakhurst, California.

As you shop for the perfect home at the gateway to some of America’s most breathtaking scenery, you will also need to shop for the most suitable mortgage.

To make sure that every homebuyer is able to find an ideal loan, we offer a wide variety of competitive financing products in Oakhurst and throughout the state of California.

We Offer These Types of Home Loans in California

VA

For veterans, active duty service members and eligible surviving spouses, VA mortgages provide an opportunity to purchase a home in California with zero down payment and no private mortgage insurance. These benefits made possible by the Department of Veterans Affairs, which insures these mortgages.

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FHA

For first-time homebuyers and repeat homebuyers in search of flexible financing with easy qualification and a low down payment, an FHA mortgage backed by the Federal Housing Administration removes roadblocks to homeownership.

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Conventional

We connect borrowers with conventional mortgages within the Fannie Mae and Freddie Mac limits which feature competitive fixed and adjustable mortgage rates. We offer the CA maximum High Balance loan limit of $726,525 in all counties!

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Jumbo

Jumbo mortgages make it possible to borrow money above the Fannie Mae and Freddie Mac caps to buy a home in Oakhurst or elsewhere in California.

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2nd Mortgages
and HELOC’s

You can tap into the equity you have built up in your home by taking out a second mortgage.

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Construction

If you want to build your own home, a construction mortgage makes it possible. We offer One Time Close, FHA, VA, USDA, Conventional, Owner Builder, and SPEC construction loans for owner occupied, 2nd home/vacation, and investment properties.

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Bank Statement
Loans

You can apply for a mortgage without a W-2 form using our stated income loan process. This option is ideal for those who are self-employed or own their own business.

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Rehab/Renovation
Loans

Bundle the cost of purchase or refinance together with the cost to renovate a home.

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Non QM Options

We specialize in providing a range of creative solutions and niche products. Whatever your mortgage needs, there is a good chance that we can connect you with a financing product which will allow you to achieve your goals for home purchase, refinance or construction.

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What Our Clients Are Saying

5/23/2019

Andrew and Jackie take the time to understand our goals and limitations. Then they work very quickly to offer us the best solutions available for our needs. They are very responsive to questions and are very prompt with paperwork. They have never ... Read more

- JRichard

11/2/2017

Recently my Dad needed a 2nd Mortgage on his home in order to move into a retirement community and he only had two weeks to get the necessary funds. Andrew met the time line and my Dad had a check in his hand in record time. He made the process ... Read more

- djkrule41


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Let Us Connect You With the Ideal Mortgage in CA

You are closer than you think to finding the most suitable mortgage in Oakhurst or elsewhere in California. To schedule your free consultation today, please call 559-540-2275. We can’t wait to help you move into your dream home in our gorgeous state.

Get Pre-Qualified Today!

Amid global concern about COVID-19, we will continue to be here for our customers.
 
As people and companies all across the country take additional preparations to protect against the Coronavirus (COVID-19), we acknowledge that your house cleaning concerns will likely not be taking a break. At this time, we will remain open full-time and will continue to service our customers with the same fast response times you’ve come to expect from us. However, we are currently only meeting with clients face to face by appointment only.  We will have our office door locked to limit walk in traffic, so please call in order to set an appointment if needed.
 
Due to the increasing number of reported cases in the U.S., we are continuously monitoring the situation. We will also continue to actively assess the necessary actions we need to take in order to ensure the health and safety of our customers, employees, and their families. We hope that you will join us in taking some basic and important measures, such as frequent hand washing, to keep communal risk low.