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If you have any questions or would like to begin the home purchase or refinance process please contact us any time. Thank you for taking the time to visit our site and we look forward to serving your financial needs.


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    40879 CA-41 #1a
    Oakhurst, CA 93644

    559-540-2275

    Krissi O
    Krissi O
    13:52 08 Jul 24
    Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!
    brittany gregory
    brittany gregory
    00:01 16 Nov 23
    Best first time home buying experience! Eric went above and beyond, and I couldn't be more grateful for him (and his team!).Highly recommend 💯
    Tyler Bilby
    Tyler Bilby
    21:51 12 Oct 23
    Andrew Pence & Jackie Sollars are the best LO and Processor pair I have worked with to close Non-QM LoansSuper responsive, excellent communicators & problem solvers.Both of them work faster to get your loans closed than Jimmy johns making a sandwiches.If you're self employed looking for a bank statement loan or an investor looking to buy multiple properties utilizing DSCR loans, give Andrew and his team a call. He's knowledgeable and experienced in getting these done.Thank you for making loan transactions go so smoothly. Looking forward to funding many more loans for Andrew and Jackie here @ Oaktree Funding.
    Blake Palmer
    Blake Palmer
    19:55 20 Aug 23
    Eric was a great help!
    Elissha Sarquis-Boutard
    Elissha Sarquis-Boutard
    15:45 12 Aug 23
    Andrew, Jackie and the rest of the team at Granite West Funding were so helpful in the process of purchasing our home. They always responded quickly whenever we had questions and worked hard to get us the best deal they could. Thanks!!
    Matthew Slaughter
    Matthew Slaughter
    21:02 12 Jul 23
    Andrew is very knowledgeable and extremely expedient in his operations. Granite mountain did more for my wife and I than we expected and went above and beyond.
    Amy
    Amy
    18:05 20 May 23
    What can I say? These guys are amazing! I worked very close with Eric & Jackie. I am sooo grateful for them and all their help. They both held my hand the entire time and walked with me through a difficult process. If it wasn’t for them I wouldn’t have my new home. Thank you GWF!!!! You guys are the BEST!!
    Tammi Chumney
    Tammi Chumney
    17:22 14 Feb 23
    My husband and I just bought our first investment property and it is fabulous!!It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!
    Sherry Andersen
    Sherry Andersen
    01:02 10 Feb 23
    We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one.Thank you Granite West Funding for making each of our transactions go quickly and smoothly!
    David f
    David f
    19:09 08 Feb 23
    Hunter is the best! He walked us through the entire process and worked weekends and strange hours to make sure we closed in a timely manner.
    Rusty Oetinger
    Rusty Oetinger
    14:35 07 Feb 23
    Great service with outstanding people.
    Mark Norman
    Mark Norman
    13:44 01 Sep 22
    Quality! sums up Andrew and his crew, if your looking for a loan and not a hassle, Granite West is your answer.
    doug waller
    doug waller
    20:04 02 Jun 22
    Granite West Funding, LLC did a great job all the way through the funding process, I would recommend them.
    Dylan Donkin
    Dylan Donkin
    16:50 01 Jun 22
    Fantastic team with speedy, friendly assistance whenever I needed it. I have zero complaints and would highly recommend them. Thanks again Granite West!
    Christian Mueller
    Christian Mueller
    21:08 31 May 22
    Thank you, Team Granite West! You have made the whole process, from applying for the mortgage to signing, very easy and worry-free.
    Diane Hagood
    Diane Hagood
    20:12 31 May 22
    Thank you Andrew and everyone at Granite West. You make the loan process work! You kept me informed each step along the way and congratulated me at the finish line. I appreciate everything.
    Margot Brown
    Margot Brown
    14:23 29 May 22
    The Granite West Funding team worked at lightening speed to get our loan approval and funded. We couldn't be more please with their level of professionalism and service. We would highly recommend them to family and friends.
    Carol Misener
    Carol Misener
    18:58 27 May 22
    Rajiv Sharma
    Rajiv Sharma
    20:08 25 May 22
    True professionals, quick response and very transparent.
    Buck Barton
    Buck Barton
    17:18 23 May 22
    Working with Andrew and his team was a great experience. He was always readily available to answer questions. Awesome job from all his staff
    Rebecca Wishart
    Rebecca Wishart
    21:22 04 Apr 22
    Eric Wood with Granite West is amazing! As a lender myself, I had the pleasure of working with him on a deal for a friend of his.Eric stayed in contact to help constantly & went above and beyond to be sure everything went well. He is knowledgeable and an all around nice good guy :-) Thanks for everything!!!
    joshua shipp
    joshua shipp
    13:27 25 Jan 22
    They have always been a big help and able to answer all my questions. Very friendly and professional.
    James Mierkey
    James Mierkey
    18:46 24 Jan 22
    Professional, knowledgable staff made a normally grueling experience of buying a house quick and easy.
    Lyle Burlingame
    Lyle Burlingame
    06:06 08 Dec 21
    The team at Granite West isn't joking when they say they put the "FUN" in Funding! Their fast action and personal white glove service has been a major contributing factor in my quickly closing on an amazing property well below market value in very competitive and stressful economic conditions to say the least. I'm very impressed by the entire team at GW and I'll be speaking with with again when it's time for my next purchase, HELOC or Re-fi. I owe them big time and I am so thankful for new home.You can trust your major purchase and investment funding to Eric, Andrew and the team at GW. I am so glad I did!
    Cindy Kroon
    Cindy Kroon
    22:30 26 Sep 21
    I really enjoyed working with Andrew, Anne, Jackie, and Hunter. Everyone was friendly and easy to talk to. They were professional and yet not judgemental. I appreciate that and look forward to working with them again.
    Kyle Chezum
    Kyle Chezum
    23:45 21 Sep 21
    By far the BEST mortgage / loan experience I've ever had. They're incredibly responsive and tech-friendly, so getting documents signed and collected was easy. Got an unbelievably good rate. I highly recommend Granite West Funding if you're looking for a home loan. Very smooth process with no issues.
    Charles Ackerman
    Charles Ackerman
    15:58 23 Jul 21
    Thank you Andrew Pence and the entire team at Granite West Funding!Refinancing our house was fast and easy and any and all questions we had were answered quickly and clearly.We Highly recommend Granite West Funding, they are very friendly and very professional!
    Rachel Church
    Rachel Church
    16:23 12 Jul 21
    A pleasure working with Andrew and his staff.
    WashedOut 805
    WashedOut 805
    00:45 12 Jul 21
    Sabrina Marsh
    Sabrina Marsh
    20:01 07 Jul 21
    Without this team my home buying experience would have been a nightmare. I worked with Hunter on a daily basis and he guided me through step by step. He was responsive and went far and beyond his duties. I also worked with Andrew and Lizette who were very professional and also very personal. I came to feel like this team was more of a family rather than just a business. Highly recommend them!
    Linda Segraves
    Linda Segraves
    19:52 07 Jul 21
    It was a pleasurable experience working with Andrew and his staff. Every question i had was answered immediately, professionally and fully. If i ever had the reason to buy another home/mortgage, i would definitly go with his group.
    Kirk Flo
    Kirk Flo
    17:20 12 Jun 21
    This the 2nd time working with Andrew. The first time was a refi. This time, Andrew was great at helping me see my dream of a 2nd home could be a reality. He was professional, informative and had great ideas.
    Steve Ritchie
    Steve Ritchie
    03:10 08 Jun 21
    William Reitz
    William Reitz
    23:17 07 Jun 21
    Andrew and the whole team were excellent. Highly recommend
    Paul Feuerstein
    Paul Feuerstein
    22:53 25 May 21
    Kara Lough
    Kara Lough
    20:59 24 May 21
    I love Granite West!! Everyone there is so friendly and professional, I just adore the staff. The process took me 9 months (because of the market in my area) and the whole team basically held my hand the entire way! They are extremely punctual and will communicate with you about every detail. I will always recommend them over and over again. Thank you Drew, Ann and everyone else there at Granite West!
    brad Miller
    brad Miller
    21:23 14 May 21
    The complicated process of mortgage financing, made easy and rapid with Granite West Funding. Would recommend to anyone.
    Tyler Meadows
    Tyler Meadows
    21:08 14 May 21
    Andrew and his team were nothing but helpful and made my home buying process smooth as could be.
    Jose Luna
    Jose Luna
    16:53 18 Mar 21
    MICK CAPPONI
    MICK CAPPONI
    20:11 17 Mar 21
    We shopped several lending institutions and thought we had the best deal we could get until talking with Andrew at Granite West. We said, " Give it your best shot." He came back with a deal that blew everybody else out of the water. The process went smoothly and, in my opinion, quickly. I'm glad we contacted Andrew before committing to another lender. I would recommend Granite west to anybody.
    Kima Knapp
    Kima Knapp
    21:12 15 Mar 21
    We are grateful to this team for making the refinancing of our home easy, straightforward, and timely. Any time I had questions or concerns Eric and the team were available to talk on the phone! They always responded to my emails promptly. My husband and I highly recommend Granite West Funding!
    Alison Ross
    Alison Ross
    20:36 12 Mar 21
    Andrew and Jesse Pence of Granite West Funding made the process of refinancing our home a pleasant and easy experience. Documents were always on time and their level of communication allowed us to know where we stood in the process and what was needed from us. As someone who is new with owning a home and refinancing, Jesse took the time to answer all questions. There was no hidden prices or later add ons. We knew each step of the way that Granite West Funding was looking out for our best interest. We highly recommend them.
    Dan Johnson
    Dan Johnson
    02:23 11 Mar 21
    Andrew and the team at Granite West Funding were phenomenal with our home loan! They were very precise and professional but also very friendly and welcoming. They were available to answer our questions and very knowledgeable. It was a pleasure working with them. I would highly recommend going with Granite West funding. If we ever re-fi or buy another house they will be the people I go with. Thank you guys for the great service it was much appreciated and we love our new home!
    David Hall
    David Hall
    13:50 08 Mar 21
    ngunning1
    ngunning1
    16:03 05 Mar 21
    Working with Granite West is always a pleasure. They are always quick to get back to you and answer all questions! Great experience! Thank you Granite West Funding!! :-)
    Damon Terstegge
    Damon Terstegge
    04:59 05 Mar 21
    shayna chaney
    shayna chaney
    02:43 05 Mar 21
    Tara Anderson
    Tara Anderson
    02:39 05 Mar 21
    Granite West Funding was amazing. They got me refinanced during my divorce within 30 days. Their staff even emailed me on weekends for information so that said to me that they were diligently working and they made me feel like I was special and let me assure you I am not. Eric and his team were super responsive through text and email. A+++
    Diane Edwards
    Diane Edwards
    23:41 04 Mar 21
    This is a very professional, detail oriented company. Everything went as smoothly as it possibly could
    Peg
    Peg
    23:30 04 Mar 21
    Have worked with Andrew and Jackie on several refis. Always competitive rates and smooth processing. Local business professionals.
    F AT BOY ON A DIET
    F AT BOY ON A DIET
    23:14 18 Jan 21
    Andrew was prompt, professional, and courteous. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were absolutely no surprises at settlement. We love our new home in Bass Lake Ca . An excellent job!"
    Carly Russell
    Carly Russell
    04:03 12 Jan 21
    Granite West Funding is the BOMB! We went with them to purchase our house a few years ago and then again when rates dropped to Refi. I don't usually take the time to write a review but this company is not only the best at what they do but super cool to work with. They are straight shooters and I apprecite that they kept us informed every step of the way. They do not promise something they can't deliver. Okay already stop reading this review and call Granite West Funding!!!
    Sarah Themins - Sanderson
    Sarah Themins - Sanderson
    01:16 12 Jan 21
    The whole team was a pleasure to work with. They worked diligently, efficiently and close with me throughout the entire process. They were able to find a really good loan that fit my needs and with a great APR. I am now a very happy home owner and have them to thank for this. I highly recommend them. Thank you, Granite West!!!
    Lily Collis
    Lily Collis
    00:54 12 Jan 21
    Jeffrey Barigian
    Jeffrey Barigian
    20:13 04 Dec 20
    This is our second loan with Mr. Pence and his team. The first was a very involved process regarding a new primary residence in expensive Santa Barbara. The local lenders were unable to secure financing for the purchase and with near perfect credit scores, and with 2 Doctors as purchasers. Enter Pence and team. Commitment to Excellence, Diligence, and Professionalism. Thinking out of the box. After securing financing, the local multimillion dollar home realtors were left scratching their heads and asking “Who is this guy?” Here’s the answer: A team of professional mortgage Brokers who will work tirelessly with you, NEVER give up, and make the whole process of producing a blizzard of documents, as easy as it can be. Buying and refinancing can be a daunting process. Let the “We will make it happen” Team at Granite be your first and only stop if you are looking for financing of the American Dream!Jeffrey J. Barigian, MDMichele C. Russell, PhD
    Jackie L
    Jackie L
    00:07 17 Nov 20
    THE ABSOLUTE best team out there!!!! I HIGHLY recommend Andrew at the Granite West Funding. Very responsive, very fast and very on top of EVERYTHING! I cannot emphasize enough how grateful and lucky we are to of have worked with Andrew! Thank you for all of your hard work and for helping us get the home of our dreams!
    Juan G. Bautista
    Juan G. Bautista
    23:24 14 Nov 20
    Frank Rodriguez
    Frank Rodriguez
    05:37 10 Nov 20
    Our experience has been the most amazing experience. They were professional and committed when processing our loan request. Our representative keep us informed throughout the entire process. They will be our lender from now on.
    Charity Bona
    Charity Bona
    22:37 07 Nov 20
    Eric and Jackie took such great care of us during our home buying process!! I would recommend them over and over again!
    Carman Ruggeri
    Carman Ruggeri
    04:50 05 Nov 20
    Answered every phone call. Did ask for a lot of info but in the end they did exactly what they said they would do. I would use them again.
    Casey Knutson
    Casey Knutson
    15:31 21 Oct 20
    Drew Pence at Granite West Funding was amazing to work with. As first time home buyers, we had a ton of questions and Drew was always there to answer them, no matter what time we called. What we liked about Drew the most was that he always gave us his honest opinion like a “real” person, not someone just trying to get our business. He really made us feel comfortable every step of the way. We would definitely recommend Drew for any of your needs and he will be the first person we call when we’re ready to re-fi or buy again.
    MrChomps18 Vlogs
    MrChomps18 Vlogs
    20:50 05 Oct 20
    Alicia Hare
    Alicia Hare
    18:37 30 Sep 20
    It was quick and easy they stayed on top of it so we were able to get funding needed immediatelyStaff was very friendly and helpful
    John B
    John B
    18:22 07 Sep 20
    Andrew and the staff did a good job in getting the loan interest I wanted and in expediting the process with help all the way through the process. This is the second time I used them to purchase a home and I wouldn't hesitate to use them again.
    Adam M
    Adam M
    05:16 06 Sep 20
    CHRISTINE SMITH
    CHRISTINE SMITH
    17:43 01 Sep 20
    We had a great experience with Granite West Funding when we completed our home loan this month. They were fast, efficient and extremely professional, even closing a full week earlier than planned. We are very thankful that Andrew and his team worked to get us the best rate possible and we are very pleased with the result! We would highly recommend them to anyone interested in a new home loan or a refinance.
    Micheal Despain
    Micheal Despain
    01:05 01 Sep 20
    Andrew and his team were awesome. Our mortgage process was very unique and complex but Andrew and his team worked very hard to make everything work out to our benefit. I highly recommend them.
    Frank Bigelow
    Frank Bigelow
    18:07 19 Aug 20
    Andrew and team were amazing! They are quick to respond and explain everything in a way that make sense. Give them a call before committing somewhere else.
    Patricia Gonzalez
    Patricia Gonzalez
    17:40 19 Aug 20
    We had one of the most difficult loans you could possibly think of. Things were changing daily with covid and Andrew Pence and his team were there for us every step of the way and made it happen and now our family have seven owns our very first home!
    roman zenz
    roman zenz
    23:33 17 Aug 20
    Jackie, Jesse and Andrew at Granite West Funding helped us making the dream of buying a home come true. It was our first time buying and the team at Granite West Funding made everything really transparent and understandable. I highly recommend them!
    Bonnie Olsten
    Bonnie Olsten
    18:00 10 Aug 20
    They are the reason. I live in my new house. The best. They treat you like family. They have helped many clients and even my daughter. I would highly recommend them. Thanks Pence team!!
    Rachel Olsten
    Rachel Olsten
    18:02 06 Jul 20
    They made the entire process smooth and easy! Very knowledgeable and helpful! You can trust they will make this the best home buying experience ever for you too!
    Vic Zaura
    Vic Zaura
    15:40 16 Jun 20
    We are extremely grateful to Andrew and his team for making the loan process the easiest loan experience we have ever had. With a special thanks to Jackie for her communication in keeping us informed every step along the way. We would not hesitate to refer clients to them or use them in the future.Thanks again for all your help.Andrew and his team are the best! After a recent purchase loan with Andrew we went back for a re-fi and Andrew and his his team again did and awesome job! Not only did they get me the lowest rate but closed it in 9 days! Could not be happier with Granite West Funding...Would recommend Andrew to anyone looking to purchase or re-fi.Thanks again for all your help.
    Joyce Vind
    Joyce Vind
    17:55 09 Jun 20
    I had a great experience with Granit West Funding. It is a welcoming office and each staff person was friendly, competent and helpful . They had my best interests in mind and were patient and informative when I had questions.
    Jeffrey Jenkins
    Jeffrey Jenkins
    14:18 08 Jun 20
    Andrew was such a help informing us throughout the process on our first house purchase!
    David Helzer
    David Helzer
    18:23 07 Jun 20
    We just completed our first home purchase with Granite West and it was a wonderful experience. They went above and beyond to take care of us. They were always available and answered all of our questions quickly. We highly recommend them, they will make it easy and they will make you happy! Thanks again Granite West!
    ken sollars
    ken sollars
    06:04 03 Jun 20
    you guys did a great job and we intend to recommend you when ever possible. the whole process was painless and quick. your loan processor was very knowledgeable and professional.
    Jessica Upton
    Jessica Upton
    04:59 28 May 20
    Our Lender Andrew was amazing and he without a doubt was the reason our escrow closed successfully. We originally had another lender and days before escrow was to close our loan fell through. You can imagine how scary that was. Thank goodness the sellers agent had Andrew as contact, he was able to come in days before our original escrow was to close and only add on an additional couple of weeks and make our loan happen. He was professional, friendly, extremely knowledgeable, and handled every timeline that had to be met with ease. We would recommend him without a doubt.
    Jeremy Brownlow
    Jeremy Brownlow
    16:57 25 May 20
    I am a first time home owner thanks to Granite West, who made our family dream come true! A Plus Company!! Thank you Andrew and Team!!
    Randy Runge
    Randy Runge
    20:43 24 May 20
    Ryun O'Reilly
    Ryun O'Reilly
    07:34 24 May 20
    My experience with Granite West Funding was amazing. They went above and beyond to make sure I got the best rate possible and make my refinance as easy as possible. The whole team is fantastic and I would recommend them to anyone looking for a home loan or refinance
    Patty Block
    Patty Block
    22:23 23 May 20
    Rebecca Ferris
    Rebecca Ferris
    21:07 18 May 20
    Working with Andrew and the team at Granite West Funding has been an absolute breeze! My husband and I have used them many times and are always extremely happy! We can’t say enough good things about them and will always use them in the future!
    Amanda Wells
    Amanda Wells
    20:31 18 May 20
    Casey Hawkins
    Casey Hawkins
    19:33 14 May 20
    Margie Bennett
    Margie Bennett
    17:34 14 May 20
    WE loved working with Andrew, not only did he help us with the purchase of our home up here he also did our refinance and both times were absolutely the easiest process I have ever been through. I would recommend Granite West Funding to anybody and everybody with no hesitation. They were professional, responsive and courteous.
    Andrea Starkey
    Andrea Starkey
    16:42 14 May 20
    You can't imagine how terrifying it was to purchase a home at the start of a global pandemic, but somehow, Drew and his team managed to make us feel safe and secure. We are grateful for their responsiveness and professionalism!
    Celia Allman
    Celia Allman
    23:39 13 May 20
    I had a very good experience with the group at Granite West. Andrew Pence went above and beyond to help us navigate some difficult hurdles on the road to refinance. We got a good deal at a great interest rate. Saving money already! and are able to do some much needed maintenance and upgrades. I am a happy camper. Thank you very much!!
    Richard Rhodes
    Richard Rhodes
    21:56 13 May 20
    Andrew and the entire team at Granite West have been great. Even during the shut down Andrew kept me informed during the process of my refinance. He jumped on it right away and got me a percentage rate that has saved me several hundred dollars a month. I’m glad they are here in our small town!
    Mary Pence
    Mary Pence
    20:46 13 May 20
    They made it so easy! And they saved me over $400 a month! Professional, responsive, and wonderful to work with.High recommend them.
    Dan Merrill
    Dan Merrill
    20:28 13 May 20
    Closed 1 week early!
    LEPLEY TREE'S
    LEPLEY TREE'S
    02:58 30 Apr 20
    They will make your dreams come true!
    Cassandra Davis
    Cassandra Davis
    21:38 27 Mar 20
    Andrew and his team went above and beyond to help us with our loan for our new cabin purchase. We will definitely use them again!!!
    Michael Farr
    Michael Farr
    02:24 27 Mar 20
    Granite West Funding made buying our first home a breeze! They answered any and all questions my wife or I had and we're very professional. Because of Andrew's passion and quick response, we were able to close in 30 days!! I highly recommend Granite West Funding.
    Heather Buvalla
    Heather Buvalla
    02:04 27 Mar 20
    Richard White
    Richard White
    01:18 27 Mar 20
    They are great! Made the whole process as painless as possible.
    Ralph Jeffery
    Ralph Jeffery
    21:25 26 Mar 20
    Great and easy to work with I am self e,ployed so my loans are more difficult but granite did just fine.
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