About Granite West Funding

FREE Mortgage Rate Quote

Welcome to Granite West Funding. As a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.

Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy.

We take particular pride in offering a range of non-QM mortgage products. We have a solution for every financial situation, and can help you out no matter your credit score or employment scenario.

Why Choose Granite West Funding?

What sets us apart from other mortgage companies in California?

We offer a wide selection of traditional lending products as well as non-QM niche products. We can help you buy a manufactured home, apply for a mortgage without tax returns, or qualify for a loan without a perfect credit score.

Buying a home is a complex process. One of the most complicated parts of this process is acquiring a home loan. We will make sure you understand every part of the loan process, from the initial pre-qualification, to the selection of the best mortgage for your personal situation, to making sure you get the best interest rate available, to making sure you close your escrow on time. We can also answer questions related to real estate or real estate financing.

If you are on a rushed schedule, we can close rapidly so that the lending process is completed on time. During your consultation, we can talk about your schedule and inform you of the expected timeline for completion of the process.

When you work with us, you are trusting us with one of the most important financial events of your life. We want you to be informed and comfortable through the entire process, and always to know the status of your loan. To that end, we are transparent and communicative at all times.

We are thinking about the future, just as you are, and hope that you will become a lifetime customer. We will always be here to answer questions and support you with your home financing needs.

See What Our Clients Are Saying About Us!

Casey K.
Casey K.
21:24 04 Feb 25
We used Granite West to purchase and after a couple of years, refinance our house. Through both experiences, Andrew and his team are amazing!They made the process very smooth and swift. They patiently explained things when we had questions and were able to push all of the necessary paperwork through with an impressive fast pace. If and / or when I decide to buy or refinance again, I will only work with Granite West.
cori D.
cori D.
17:16 23 Jan 25
Andrew Pence and the Granite West Funding team was phenomenal at walking us through our first home purchase. A few years later, they helped us refinance our home and secured us the best rate possible.What an amazing Team! I would absolutely recommend them.
Melissa De G.
Melissa De G.
21:27 17 Oct 24
We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!!
Krissi O
Krissi O
13:52 08 Jul 24
Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!
Tammi C.
Tammi C.
17:22 14 Feb 23
My husband and I just bought our first investment property and it is fabulous!!It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!
Sherry A.
Sherry A.
01:02 10 Feb 23
We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one.Thank you Granite West Funding for making each of our transactions go quickly and smoothly!
Dan J.
Dan J.
02:23 11 Mar 21
Andrew and the team at Granite West Funding were phenomenal with our home loan! They were very precise and professional but also very friendly and welcoming. They were available to answer our questions and very knowledgeable. It was a pleasure working with them. I would highly recommend going with Granite West funding. If we ever re-fi or buy another house they will be the people I go with. Thank you guys for the great service it was much appreciated and we love our new home!
Melissa M.
Melissa M.
15:23 18 Nov 19
We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!
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5/23/2019

Andrew and Jackie take the time to understand our goals and limitations. Then they work very quickly to offer us the best solutions available for our needs. They are very responsive to questions and are very prompt with paperwork. They have never ... Read more

- JRichard

11/2/2017

Recently my Dad needed a 2nd Mortgage on his home in order to move into a retirement community and he only had two weeks to get the necessary funds. Andrew met the time line and my Dad had a check in his hand in record time. He made the process ... Read more

- djkrule41


View more testimonials ›

Apply for a Home Loan in Oakhurst Today

You are just a phone call away from taking the next big step toward homeownership in Oakhurst or elsewhere in California. To schedule your free consultation, please give us a call today at 559-540-2275. We look forward to being your mortgage company in California.

FREE Mortgage Rate Quote!

Casey Knutson
Casey Knutson
21:24 04 Feb 25
We used Granite West to purchase and after a couple of years, refinance our house. Through both experiences, Andrew and his team are amazing!They made the process very smooth and swift. They patiently explained things when we had questions and were able to push all of the necessary paperwork through with an impressive fast pace. If and / or when I decide to buy or refinance again, I will only work with Granite West.
cori drew
cori drew
17:16 23 Jan 25
Andrew Pence and the Granite West Funding team was phenomenal at walking us through our first home purchase. A few years later, they helped us refinance our home and secured us the best rate possible.What an amazing Team! I would absolutely recommend them.
Melissa De Graaff
Melissa De Graaff
21:27 17 Oct 24
We cannot say enough wonderful things about working with Eric Wood at Granite West Funding. We went into the situation not knowing much about the process. Eric helped us (while educating us) every step of the way!! We highly recommend Eric and his entire team, they were all fantastic, hardworking and a very kind group of people!!
Krissi O
Krissi O
13:52 08 Jul 24
Granite West has been our "go to" on several occasions and never disappoint! Quick results and always professional! Highly recommend!!!
Tammi Chumney
Tammi Chumney
17:22 14 Feb 23
My husband and I just bought our first investment property and it is fabulous!!It was a very unique situation that demanded a lot of precise attention to details. Eric Wood was there every step of the way! Him and his team at Granite West funding are amazing professionals and very kind hearted people to work with. :) I just can’t say enough about our seamless experience with Eric Wood. Thank you to Jackie as well! We will be a regular clients for future investments and lending needs. Big thank you to you all from the Chumney’s!!
Sherry Andersen
Sherry Andersen
01:02 10 Feb 23
We just finished a deal with Eric Wood and he was great to work with. He was extremely helpful and always responded quickly to our calls, texts or emails. I have worked with many people in the lending industry and can tell you that everyone at Granite West Funding is good at what they do. They had several options available for us and they handled our financing as if they were doing it for themselves or a loved one.Thank you Granite West Funding for making each of our transactions go quickly and smoothly!
Dan Johnson
Dan Johnson
02:23 11 Mar 21
Andrew and the team at Granite West Funding were phenomenal with our home loan! They were very precise and professional but also very friendly and welcoming. They were available to answer our questions and very knowledgeable. It was a pleasure working with them. I would highly recommend going with Granite West funding. If we ever re-fi or buy another house they will be the people I go with. Thank you guys for the great service it was much appreciated and we love our new home!
Melissa McGregor
Melissa McGregor
15:23 18 Nov 19
We recently executed a long distance purchase of a Condominium at Bass Lake, from the Los Angeles area. Granite West Funding handled our funding and walked us through the process via phone calls, text messaging and e-document signing, all of which helped get us closed in 30 days. Even with a snafu in the execution of escrow, Granite West Funding went above and beyond to resolve our problem in a more than satisfactory manner! These professionals care about their clients and their business reputation, and it showed! Thank you Granite West Funding!
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